CEX.IO Card leverages one of the oldest crypto exchanges (est. 2013) to deliver a regulated EU/UK Visa card with cashback. LATOKEN Card connects to the LATOKEN exchange, enabling direct spending of crypto assets via Visa in European markets.

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  • Free card issuance โ€” no hidden fees
  • 0% fee on all card payments worldwide
  • Supports 50+ cryptocurrencies
  • Available in 100+ countries
โ˜… Best Crypto Card Incrypted 2024
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Our Score

WINNER ๐Ÿ“Š CEX.IO Card ๐ŸŽฏ LATOKEN Card
Key parameters
NetworkVisaVisa
CashbackUp to 1.5%0%
Issue FeeFreeFree
Monthly Fee$0$0
KYC LevelFull KYCFull KYC
Available InEU, UKEurope
Our Score7.8/107.1/10
Additional parameters
Supported CryptoBTC, ETH, XRP, LTC + moreLA, BTC, ETH, USDT
ATM Fee2%2%
Spend Limit$15,000/mo$10,000/mo
Mobile AppiOS & AndroidiOS & Android

Score breakdown

Score breakdown

๐Ÿ“Š CEX.IO Card๐ŸŽฏ LATOKEN Card
Fees
7.8
7.1
Cashback
6.3
5.6
Crypto
7.3
6.6
KYC
6.8
6.1
App
7.5
6.8
Regions
7.0
6.3

Pros & Cons

๐Ÿ“Š CEX.IO Card WINNER

Pros

  • Established exchange (2013)
  • Up to 1.5% cashback
  • EU regulated
  • No monthly fee

Cons

  • EU/UK only
  • Higher ATM fees
  • Custodial
  • Limited card perks

๐ŸŽฏ LATOKEN Card

Pros

  • Exchange integration
  • Free issuance
  • No monthly fee
  • Visa acceptance

Cons

  • No cashback
  • Europe limited
  • LA token dependency
  • Smaller exchange

Verdict: ๐Ÿ“Š CEX.IO Card

CEX.IO Card edges ahead with better overall value, lower fees, and stronger user reviews in 2026.

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Frequently Asked Questions

Based on our independent analysis, Trustee Plus ranks #1 for everyday use โ€” offering free issuance, 0% payment fees, non-custodial security, and availability in 100+ countries.

Both cards work internationally, but fees and regional availability differ. Check the comparison table above for exact ATM fees and supported countries.

Most crypto cards require at least light KYC. Trustee Plus has a streamlined KYC process that takes just minutes and supports users in 100+ countries.

Key fees include: card issuance fee, monthly maintenance fee, foreign transaction fee, ATM withdrawal fee, and crypto conversion spread. Trustee Plus charges 0% on card payments.

Yes โ€” Visa and Mastercard crypto cards are accepted at 50+ million merchants worldwide. Trustee Plus converts crypto to fiat instantly at the point of sale.

Check the 'Available In' row in the comparison table. Trustee Plus has the widest coverage at 100+ countries.