Oobit Card combines a crypto debit card with P2P payments and up to 5% cashback in OBT tokens across 100+ countries. Gnosis Pay is the world's first on-chain Visa debit card, settling transactions on Gnosis Chain with up to 4% cashback in GNO.

๐ŸŽ Special Offer

0% Fee on All Card Payments

Install Trustee Plus and spend crypto anywhere in the world with no conversion fees.

  • Free card issuance โ€” no hidden fees
  • 0% fee on all card payments worldwide
  • Supports 50+ cryptocurrencies
  • Available in 100+ countries
โ˜… Best Crypto Card Incrypted 2024
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Free ยท Instant ยท No credit check

Our Score

๐ŸŒ€ Oobit Card WINNER ๐Ÿฆ‰ Gnosis Pay Card
Key parameters
NetworkVisaVisa
CashbackUp to 5% in OBTUp to 4% in GNO
Issue FeeFreeFree
Monthly Fee$0$0
KYC LevelLight KYCLight KYC
Available In100+ countriesEU
Our Score7.7/108.0/10
Additional parameters
Supported CryptoBTC, ETH, USDT, OBTEURe, USDC, GNO, wxDAI
ATM Fee1%Free (limits)
Spend Limit$50,000/mo$20,000/mo
Mobile AppiOS & AndroidiOS & Android

Score breakdown

Score breakdown

๐ŸŒ€ Oobit Card๐Ÿฆ‰ Gnosis Pay Card
Fees
7.7
8.0
Cashback
6.2
6.5
Crypto
7.2
7.5
KYC
6.7
7.0
App
7.4
7.7
Regions
6.9
7.2

Pros & Cons

๐ŸŒ€ Oobit Card

Pros

  • Up to 5% cashback in OBT
  • Light KYC
  • High spend limits
  • P2P payments built-in

Cons

  • OBT token dependency
  • Newer project
  • Limited coin support
  • Token price risk

๐Ÿฆ‰ Gnosis Pay Card WINNER

Pros

  • On-chain Visa card
  • Up to 4% GNO cashback
  • Self-custodial
  • Free ATM withdrawals

Cons

  • EU only
  • Gnosis Chain ecosystem
  • Newer product
  • Limited coins

Verdict: ๐Ÿฆ‰ Gnosis Pay Card

Gnosis Pay Card edges ahead with better overall value, lower fees, and stronger user reviews in 2026.

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Frequently Asked Questions

Based on our independent analysis, Trustee Plus ranks #1 for everyday use โ€” offering free issuance, 0% payment fees, non-custodial security, and availability in 100+ countries.

Both cards work internationally, but fees and regional availability differ. Check the comparison table above for exact ATM fees and supported countries.

Most crypto cards require at least light KYC. Trustee Plus has a streamlined KYC process that takes just minutes and supports users in 100+ countries.

Key fees include: card issuance fee, monthly maintenance fee, foreign transaction fee, ATM withdrawal fee, and crypto conversion spread. Trustee Plus charges 0% on card payments.

Yes โ€” Visa and Mastercard crypto cards are accepted at 50+ million merchants worldwide. Trustee Plus converts crypto to fiat instantly at the point of sale.

Check the 'Available In' row in the comparison table. Trustee Plus has the widest coverage at 100+ countries.