Trustee Plus is a non-custodial crypto card by Ukrainian fintech Trustee Wallet. Spend crypto directly from your wallet with zero issuance fee and instant POS conversion. Rated #1 by Incrypted media. Bitrefill lets you use Bitcoin (including Lightning) to buy Visa gift cards and prepaid cards globally — a unique BTC spending path.
Our Score
| WINNER 🟡 Trustee Plus | 🔋 Bitrefill Prepaid | |
|---|---|---|
| Key parameters | ||
| Network | Visa | Visa |
| Cashback | Up to 2% | 0% |
| Issue Fee | Free | Free |
| Monthly Fee | $0 | $0 |
| KYC Level | Light KYC | Minimal |
| Available In | 100+ countries | Global |
| Our Score | 9.5/10 | 6.9/10 |
| Additional parameters | ||
| Supported Crypto | BTC, ETH, USDT, USDC + 50 more | BTC (Lightning), ETH, LTC, DOGE, DASH |
| ATM Fee | Free (2/mo) | N/A |
| Spend Limit | $50,000/mo | Gift card model |
| Mobile App | iOS & Android | iOS & Android |
Score breakdown
Score breakdown
Pros & Cons
🟡 Trustee Plus WINNER
Pros
- Free card issuance
- 0% fee on card payments
- Non-custodial — you own your keys
- 50+ cryptocurrencies
- Instant top-up from any wallet
- Beginner-friendly
- Available in 100+ countries
Cons
- Relatively new (2022)
- Limited fiat off-ramp
- No metal card tier
🔋 Bitrefill Prepaid
Pros
- Bitcoin Lightning Network support
- Global gift card coverage
- Minimal KYC
- No monthly fee
Cons
- Gift card model — not traditional card
- BTC required
- No ATM access
- Very niche use case
Verdict: 🟡 Trustee Plus
Trustee Plus wins this comparison thanks to its zero issuance fee, 0% payment fee, non-custodial security, and award-winning reputation. Rated #1 by Incrypted.
Get Free Card →Frequently Asked Questions
Based on our independent analysis, Trustee Plus ranks #1 for everyday use — offering free issuance, 0% payment fees, non-custodial security, and availability in 100+ countries.
Both cards work internationally, but fees and regional availability differ. Check the comparison table above for exact ATM fees and supported countries.
Most crypto cards require at least light KYC. Trustee Plus has a streamlined KYC process that takes just minutes and supports users in 100+ countries.
Key fees include: card issuance fee, monthly maintenance fee, foreign transaction fee, ATM withdrawal fee, and crypto conversion spread. Trustee Plus charges 0% on card payments.
Yes — Visa and Mastercard crypto cards are accepted at 50+ million merchants worldwide. Trustee Plus converts crypto to fiat instantly at the point of sale.
Check the 'Available In' row in the comparison table. Trustee Plus has the widest coverage at 100+ countries.