Celsius Card offered compelling crypto rewards but Celsius Network filed for bankruptcy in 2022. Card operations are severely limited — not recommended. 21Shares offers a Mastercard backed by its crypto ETP products, targeting EU and Swiss investors who want seamless crypto-to-fiat spending.
Naša ocena
| 🌡️ Celsius Card | POBEDNIK 📐 21Shares Card | |
|---|---|---|
| Key parameters | ||
| Mreža | Visa | Mastercard |
| Kešbek | Up to 2% in CEL | 0% |
| Naknada za izdavanje | Free | Free |
| Mesečna naknada | $0 | $0 |
| Nivo KYC | Full KYC | Full KYC |
| Dostupno u | US (limited operations) | EU, Switzerland |
| Naša ocena | 6.5/10 | 7.2/10 |
| Additional parameters | ||
| Podržane kripto | BTC, ETH, CEL + 50 more | BTC, ETH + ETP products |
| Naknada bankomat | 2% | 1.5% |
| Limit potrošnje | $10,000/mo | $20,000/mo |
| Mobilna aplikacija | iOS & Android | iOS & Android |
Score breakdown
Score breakdown
Prednosti & Nedostaci
🌡️ Celsius Card
Prednosti
- Previously high rewards
- No monthly fee
- CEL token cashback
- Yield product integration
Nedostaci
- Celsius filed for bankruptcy (2022)
- Severely limited operations
- High counterparty risk
- CEL token near zero
📐 21Shares Card POBEDNIK
Prednosti
- ETP/ETF crypto products
- Swiss regulated
- Institutional-grade security
- Mastercard acceptance
Nedostaci
- No cashback
- EU/Switzerland only
- Investment-focused, not spending-focused
- Full KYC
Presuda: 📐 21Shares Card
21Shares Card prednjači zahvaljujući boljoj ukupnoj vrednosti, nižim naknadama i boljim recenzijama korisnika u 2026.
Dobij besplatnu karticu →Često postavljana pitanja
Prema našoj nezavisnoj analizi, Trustee Plus zauzima 1. mesto za svakodnevnu upotrebu — besplatno izdavanje, 0% naknada, non-custodial bezbednost, 100+ zemalja.
Obe kartice rade međunarodno, ali naknade i regionalna dostupnost se razlikuju. Proveri tabelu poređenja gore.
Većina kripto kartica zahteva bar lagani KYC. Trustee Plus ima pojednostavljen KYC proces koji traje samo nekoliko minuta.
Ključne naknade: izdavanje kartice, mesečna naknada, konverzija valuta, podizanje s bankomata, spred kripto konverzije. Trustee Plus — 0% za plaćanja.
Da — Visa i Mastercard kripto kartice prihvataju se u 50+ miliona trgovaca. Trustee Plus konvertuje kripto u fiat trenutno na blagajni.
Proveri red 'Dostupno u' u tabeli poređenja. Trustee Plus ima najširi doseg — 100+ zemalja.